Continuous Insurance enforcement

Originally Posted by AndyBrad

aye i can see that. Have a tr4 tax exempt in garage with no insurance. im screwed arnt i..

Unless you SORN it you are yes.

I wouldn't have too much of a problem with it all for a bike that is being ridden OR it's off the road, but being forced to have an insurance policy simply because the bike is taxed is stupid.

As Specialone says, what if you take three months to sell a bike which is attractive to a buyer because it has 11 moths tax remaining, then you are forced to keep it insured and take a second insurance policy on a new bike.

The policy makers would tell you have to SORN the bike, and sell it without tax, which is what will end up happening, lots of bikes in Autotrader will have no tax on them, and it will become normal to have to tax a bike when you buy it.

But what if somebody, such as a motor trader, who has insurance to ride any bike regardless of ownership, wants to either test ride it, or buy it and ride it away. They have insurance, but it's not taxed! It's just stupid and it hasn't been thought through properly.

If they introduce this law for motorists, are they going to introduce a law which says insurance companies have to provide insurance for any period of time at straight pro-rata rate? And refund any policy you have paid at a straight pro-rata rate if you have to or decide to take the vehicle off the road and SORN it?

The tax would also need to be straight pro-rata, which it isn't. If you took a 12 month tax disk and surrendered it after 11 months, because you were forced to SORN to avoid paying insurance, then IMO, you should get 1/12th of what you paid back.

Dont see the issue, This is designed to catch scrotes that get insurance just to get tax then stop it. A good thing IMO

Lets face it eveyone on here is Legal and decent enough to have tax insurance MOT etc etc. So all the moaning is for somethig that is not actually going to affect you right??

Its not hard if you know you cant afford to insure your car you dont drive it and you sorn it. Rather than risk it thinking ahh its taxed ill get away with no insurance.

Originally Posted by neio79

Dont see the issue, This is designed to catch scrotes that get insurance just to get tax then stop it. A good thing IMO

Lets face it eveyone on here is Legal and decent enough to have tax insurance MOT etc etc. So all the moaning is for somethig that is not actually going to affect you right??

Its not hard if you know you cant afford to insure your car you dont drive it and you sorn it. Rather than risk it thinking ahh its taxed ill get away with no insurance.

You have clearly not read the thread in which several people have pointed out real life scenarios in which this would affect them.

But that is the crux of the problem--SO MANY UNINSURED DRIVERS
It is so easy to get tax without insurance and a perfect example being a multi vehicle policy that has the name but not vehicles actually insured.
If the government thought about it they could increase the road tax so that it includes the legal 3rd party requirement,then if the individual wanted to have comprehensive cover they buy the additional cover from the insurance company.
Not practical you say----the current situation being that one in seven vehicles are not properly insured, this would increase the revenue and any vehicle on the public highway without a current tax disc liable to seizure.In addition any foreign vehicle coming into the country would have to purchase a temporary tax disc for the time they are in the country[Remember we are an island and the only place you transit is Ireland]
So many simple answers but the government seem to enjoy making life complicated,not only this issue but every other fact of daily life

When you buy a vehicle if it has remaining tax you would have to insure it or SORN it straight away so If you brought it with the intention of spending a couple of weekends checking it over for known, or not know, faults you could not have it parked up off road for any work to be done without breaking the law. There may be time diferential problems due to the time it takes the seller to get the V5 off for change of ownership.

There is no need for this law unless you want to criminalise people and get more stealth tax in the way of fines. Keeps people in work I guess and better for the Government than more job losses (on paper at least).

Given modern technology I can't understand the need for tax disks anyway. APNR plus all the other gadgets are good enough to tell if a vehicle is taxed or insured. Put the money on fuel. The more you ride/drive the more you pay. Any foreign reg'ed vehicle would have to pay and any visitors to the Country would have to pay also. Get rid of the costs of the DVLA staff tax element, secure and non secure printing costs, postage costs for reminders etc. A lot of the money doesn't even go to maintaining the roads anyway.

This means that I think it is another stupid idea thought up by a very well paid idiot with no concept of real life, minimal communication skills and the arrogance to never admit they were wrong.

Stop panicking! Bikes, motorhomes and ice cream vans are exempt.

Originally Posted by Berlin

Stop panicking! Bikes, motorhomes and ice cream vans are exempt.

Really? Great! Where did you read that BTW? Not saying it's wrong and will be very happy if it's right, just want to check the source isn't MCN Direct.gov website doesn't at first glance mention it anywhere.

Ice cream vans? What happened there?

Still a pain for us classic car lovers.

Doesn't matter if it's bike exempt or not.

Fact of the matter is the police can do an instant check on any vehicle to find out if it is legally on the road. This includes Insurance, Tax and MOT. There should be no need and no requirement to SORN your vehicle in the first place. The whole SORN process is another way of getting innocent road users fined because they forgot to SORN a vehicle they have not been using and was already not being used on the road.

This new addition is just a further unnecessary complication in the already stupid and pointless process. If anyone out there is going to intentionally drive without either Tax, MOT or insurance, they are going to do so regardless of the SORN/Insurance process being introduced. This inconveniences only those that wish to stay legal.

Originally Posted by Stig

Doesn't matter if it's bike exempt or not.

Fact of the matter is the police can do an instant check on any vehicle to find out if it is legally on the road. This includes Insurance, Tax and MOT. There should be no need and no requirement to SORN your vehicle in the first place. The whole SORN process is another way of getting innocent road users fined because they forgot to SORN a vehicle they have not been using and was already not being used on the road.

This new addition is just a further unnecessary complication in the already stupid and pointless process. If anyone out there is going to intentionally drive without either Tax, MOT or insurance, they are going to do so regardless of the SORN/Insurance process being introduced. This inconveniences only those that wish to stay legal.

+1