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Old 16-05-09, 04:40 PM   #21
dyzio
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Default Re: It's all going well... and then you're off! (Haggis down)

Glad to hear your ok Haggis.
Get well soon.
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Old 16-05-09, 04:54 PM   #22
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Default Re: It's all going well... and then you're off! (Haggis down)

tbh it doesn't sound like the kind of friendship worth losing a year's no claims over...

as for crashing sucking... yeah, tell me about it
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Old 16-05-09, 05:10 PM   #23
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Default Re: It's all going well... and then you're off! (Haggis down)

Quote:
Originally Posted by haggis View Post
wouldn't even shake my hand when we left hospital.
Quote:
Originally Posted by ArtyLady View Post
you just have to accept that he wasn't really a true mate
Nail. Head. A shame.

It doesn't matter if he claims or not, he takes the hit because he's the one whose insurance is paying out. Hopefully.
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Old 16-05-09, 07:55 PM   #24
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Default Re: It's all going well... and then you're off! (Haggis down)

Hey Haggis,

I'm gutted to hear about your accident. I'll keep my gub shut about your mate's part in it and his post-smash attitude..........BUT............

One thing to check is your house insurance. When I had my smash someone asked me if I had "personal belongings cover" on my home insurance. I did and I got all my gear replaced. I claimed for everything that was damaged even though it was only my lid and boots that were screwed.

Take it easy and keep your chin up.

Fred
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Old 16-05-09, 08:47 PM   #25
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Default Re: It's all going well... and then you're off! (Haggis down)

I did consider the home contents cover, need to look into it. My bike cover doesnt include gear, it had a £100 excess and a £35 premium. Doesn't seem so steep now!
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Old 16-05-09, 10:51 PM   #26
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Default Re: It's all going well... and then you're off! (Haggis down)

Ouch! Shocking response from our medical services. Hope you get well soon.
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Old 16-05-09, 10:56 PM   #27
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Default Re: It's all going well... and then you're off! (Haggis down)

Scary stuff Haggis. So glad you're both still alive and kicking (well almost).

I would report the whole story to the insurance company and let them decide who's at fault. May take some time but if you're fully comp, then you should get a quick payout before blame is attributed.
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Old 17-05-09, 08:13 AM   #28
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Default Re: It's all going well... and then you're off! (Haggis down)

Haggis,Thats what we pay insurance for,let them sort it out. If you are fully comp your insurance will sort your bike out and fight your corner for you.
Signaling and turning across the path of an approaching vehicle without proper observation seems like your insurance has a good case
Household insurance has a lot of interesting little clauses protecting you for eventualities.
My insurance is taking the other party to court for my BMW lid and protective clothing through the legal protection part of my insurance.
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Old 17-05-09, 08:20 AM   #29
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Default Re: It's all going well... and then you're off! (Haggis down)

Sorry to hear about this mate hope your on the mend, can't believe that about the hospital though, well actually I can believe it which just makes it even worse.
Take it easy mate.
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Old 17-05-09, 09:02 AM   #30
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Default Re: It's all going well... and then you're off! (Haggis down)

sorry to hear about this ang glad you're o.k. from what you described he had pulled off the main carriage way and was therefore pulling back on to the road, this puts the onus on him to make sure no vehicles are approaching. Friend or not he was at fault and your insurers should fight to get the cost of repair from his. Hope it all gets sorted for you o.k.

Daryl.
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