How much does your insurance cost? - Page 3 - SV650.org

the_lone_wolf · 07-05-09, 12:31 PM

Bike: 2009 Triumph Daytona 675
Age: 24 years old
Licence: 2yrs
NCB: 1yr
Postcode: Lowest Risk
Points: None
Claims/Accidents: None
Security: Brick garage
Includes: Pillion cover
Excess: £1150 (£650 after excess insurance)

£490 from Express Ins

07-05-09, 12:32 PM

Bike: 2001 SV650S
Age: 29 years old
Licence: 3 months
NCB: 1 yr
Postcode: milton keynes, MK6
Points: None
Claims/Accidents: None
Parked: Car port
Mileage: 3000 pa
Mods Declared: None
Security: AlphaDot
Includes: comuting, riding other bike
Excess: £0

£99 TPFT bikesure £120 with pillion and Fully Comp

Reading every1 elses it seams i got a bigger bargain.

fizzwheel · 07-05-09, 12:34 PM

K5 GSXR-750
Age : 36
License : 5 years
Postcode : BA
Points : 3 - SP30
Accidents : None
Security : Brick Garage, Chain, Ground Anchor, Alarm / Imobiliser
Mods : Exhaust, Tail Tidy, Mini Indies, Hugger all declared
Includes : Pillion, Breakdown & Legal Protection
Excess : £200

£289 Comprehensive with Ebike, Could have got it cheaper, couldnt be ar*ed ringing around.

Luckypants · 07-05-09, 12:37 PM

bike: 2005 VFR VTEC ABS
age: 46 year old
licence: 12 years
NCB: 3 years
Postcode: LL15
Points: 6
Claims/Accidents: 1 fault
Security: Datatool thingy
Mileage: 10000 pa
Mods Declared: Nope
Parked: Garaged

£99 Comp (Inc riding other bikes and euro cover for 60 days) with Norwich Union through A-quote.

My insurance is due next month, so will be interesting to see what it is then with 3 points off my licence and one year more NCB. FWIW my SV was £80 Comp with full NCB and 6 points.

07-05-09, 12:44 PM

Quote:

Originally Posted by SUPERSTARDJ01

Reading every1 elses it seams i got a bigger bargain.

I got a fantastic quote from Bikesure too but when I googled them it turned out they're cheap because they'll fight you on everything you try to claim.

Bike: 2001 SV650S
Age: 22 years old
Licence: 2yrs
NCB: 2yrs
Postcode: E16
Points: None (yet)
Security: Almax chain, Xena disc lock, parked on street

£428 TPFT with £750 excess for fire and theft only with H&R Insurance.

Seems that postcode, age and NCB make the biggest difference. My quotes were a hell of a lot lower when I tried my parents' postcode and if I inflated my age by a decade. I console myself by knowing you old sods with cheap insurance are closer to the grave than I am!

07-05-09, 12:47 PM

bike: 2003 SV650s
age: 46 year old
licence: 27 years
NCB: 4 years
Postcode: CF83
Points: 0
Claims/Accidents: None
Security: Datatool System 3
Mileage: 6000 pa
Mods Declared: Crash bungs
Parked: Garaged

£148 Comp to include UK and EU breakdown/recovery and class 1 business use.

timwilky · 07-05-09, 12:54 PM

Quote:

Originally Posted by Luckypants

bike: 2005 VFR VTEC ABS
age: 46 year old
licence: 12 years
NCB: 3 years
Postcode: LL15
Points: 6
Claims/Accidents: 1 fault
Security: Datatool thingy
Mileage: 10000 pa
Mods Declared: Nope
Parked: Garaged

£99 Comp (Inc riding other bikes and euro cover for 60 days) with Norwich Union through A-quote.

My insurance is due next month, so will be interesting to see what it is then with 3 points off my licence and one year more NCB. FWIW my SV was £80 Comp with full NCB and 6 points.

Also with Norwich union through A-quote, did you take out the "hero" recovery though the RAC?. I did as it seemed to be one the few that specifically said they would recover in the event of an accident.

anyway

bike: 2003 GSXR 600
age: 48 year old
licence: 31 years
NCB: 2 years
Postcode: PR6
Points: 3
Claims/Accidents: 1 fault 2 years ago, hence the crap NCB
Security: none
Mileage: 5000 pa
Mods Declared: Nope
Parked: Garaged

£120 comprehensive including recovery and legal etc.

Sir Trev · 07-05-09, 12:54 PM

bike: 2000 SV650
age: 30-10 years old
licence: 27 years
NCB: 10 years plus
Postcode: HP13
Points: 0
Claims/Accidents: None
Security: Alphadot
Mileage: 6000 pa
Mods Declared: None
Parked: Garaged

£120 Comp, includes commuting and business use and my wife as named rider

07-05-09, 01:03 PM

bike: 2003 Aprilia SL1000Falco
age: 22 year old
licence: 4 years
NCB: 4 years
Postcode: Sheffield
Points: None
Claims/Accidents: Got pulled out on in 2006, not at fault...
Security: Datatool System4Red, garage.

£370 fully comp £250 excess - inc communting and 15000 miles a year.

Viney · 07-05-09, 01:05 PM

Vernas (BernardBikerChick)

bike: 2001 SV650
age: 32
licence: 6 Years
NCB: 4 (I think)
Postcode: BR3
Points: 6 (Sp30&TS10)
Claims/Accidents: None
Security: Alphadot
Mileage: <3000 pa
Mods Declared: None
Parked: Street

£120 TPF&T, includes commuting and business use and me as named rider also with Direct choice.

07-05-09, 12:31 PM	#21
the_lone_wolf Captain Awesome Mega Poster Join Date: Jan 2007 Location: Hamble Posts: 4,266	Re: How much does your insurance cost? Bike: 2009 Triumph Daytona 675 Age: 24 years old Licence: 2yrs NCB: 1yr Postcode: Lowest Risk Points: None Claims/Accidents: None Security: Brick garage Includes: Pillion cover Excess: £1150 (£650 after excess insurance) £490 from Express Ins __________________ Official "Dumbass of the Year" 2011 (•_•) ( •_•)>⌐■-■ (⌐■_■) Deal with it...

07-05-09, 12:32 PM	#22
SUPERSTARDJ01 Guest Posts: n/a	Re: How much does your insurance cost? Bike: 2001 SV650S Age: 29 years old Licence: 3 months NCB: 1 yr Postcode: milton keynes, MK6 Points: None Claims/Accidents: None Parked: Car port Mileage: 3000 pa Mods Declared: None Security: AlphaDot Includes: comuting, riding other bike Excess: £0 £99 TPFT bikesure £120 with pillion and Fully Comp Reading every1 elses it seams i got a bigger bargain. Last edited by SUPERSTARDJ01; 07-05-09 at 12:42 PM.

07-05-09, 12:34 PM	#23
fizzwheel Super Moderator Mega Poster Join Date: Dec 2003 Location: Somerset Posts: 3,614	Re: How much does your insurance cost? K5 GSXR-750 Age : 36 License : 5 years Postcode : BA Points : 3 - SP30 Accidents : None Security : Brick Garage, Chain, Ground Anchor, Alarm / Imobiliser Mods : Exhaust, Tail Tidy, Mini Indies, Hugger all declared Includes : Pillion, Breakdown & Legal Protection Excess : £200 £289 Comprehensive with Ebike, Could have got it cheaper, couldnt be ar*ed ringing around. __________________ Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition

07-05-09, 12:37 PM	#24
Luckypants Moderator Mega Poster Join Date: Jul 2003 Location: Nr Ruthin Posts: 7,079	Re: How much does your insurance cost? bike: 2005 VFR VTEC ABS age: 46 year old licence: 12 years NCB: 3 years Postcode: LL15 Points: 6 Claims/Accidents: 1 fault Security: Datatool thingy Mileage: 10000 pa Mods Declared: Nope Parked: Garaged £99 Comp (Inc riding other bikes and euro cover for 60 days) with Norwich Union through A-quote. My insurance is due next month, so will be interesting to see what it is then with 3 points off my licence and one year more NCB. FWIW my SV was £80 Comp with full NCB and 6 points. __________________ "Your Viffer sounds like it is raising hell! Spot on." - Witchery 17/4/08 Snow Plough Appreciation Society - Member #3

07-05-09, 12:47 PM	#26
Mogs Guest Posts: n/a	Re: How much does your insurance cost? bike: 2003 SV650s age: 46 year old licence: 27 years NCB: 4 years Postcode: CF83 Points: 0 Claims/Accidents: None Security: Datatool System 3 Mileage: 6000 pa Mods Declared: Crash bungs Parked: Garaged £148 Comp to include UK and EU breakdown/recovery and class 1 business use. Last edited by Mogs; 07-05-09 at 02:56 PM. Reason: Spelling

07-05-09, 12:54 PM	#28
Sir Trev Member Mega Poster Join Date: Jun 2005 Location: High Wycombe, where the chair factories used to be Posts: 1,479	Re: How much does your insurance cost? bike: 2000 SV650 age: 30-10 years old licence: 27 years NCB: 10 years plus Postcode: HP13 Points: 0 Claims/Accidents: None Security: Alphadot Mileage: 6000 pa Mods Declared: None Parked: Garaged £120 Comp, includes commuting and business use and my wife as named rider __________________ We are the Goon Squad and we're coming to town, BEEP BEEP!

07-05-09, 01:03 PM	#29
ThEGr33k Guest Posts: n/a	Re: How much does your insurance cost? bike: 2003 Aprilia SL1000Falco age: 22 year old licence: 4 years NCB: 4 years Postcode: Sheffield Points: None Claims/Accidents: Got pulled out on in 2006, not at fault... Security: Datatool System4Red, garage. £370 fully comp £250 excess - inc communting and 15000 miles a year. Last edited by ThEGr33k; 07-05-09 at 01:06 PM.

07-05-09, 01:05 PM	#30
Viney Member Mega Poster Join Date: Jul 2003 Location: In the shadows to the left Posts: 7,700	Re: How much does your insurance cost? Vernas (BernardBikerChick) bike: 2001 SV650 age: 32 licence: 6 Years NCB: 4 (I think) Postcode: BR3 Points: 6 (Sp30&TS10) Claims/Accidents: None Security: Alphadot Mileage: <3000 pa Mods Declared: None Parked: Street £120 TPF&T, includes commuting and business use and me as named rider also with Direct choice.

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