How much does your insurance cost?

Originally Posted by SUPERSTARDJ01

£99 TPFT bikesure £120 with pillion and Fully Comp

Reading every1 elses it seams i got a bigger bargain.

Bike: 2003 SV650N
Age: 32 years old
Licence: Long Time
NCB: Full
Postcode: Hertfordshire EN8
Points: None
Claims/Accidents: None
Parked: Brick built garage
Mileage: 3000 pa
Mods Declared: None
Security: None
Excess: £100

£76.65 Bennetts, TPFT

Bike: 2008 SV650S
Age: 49 years old
Licence: 6 months
NCB: 0
Postcode: Calgary,AB.
Points: None
Claims/Accidents: None
Parked: garage
Mileage: 5000 pa
Mods Declared: None
Security: None
Excess: $500 (approx. 277 pounds)

$440 (approx. 240 pounds) Blue Circle, Fully comp.

bike: SV650S K3 and SV650S K5
age: 17 y/o
licence: 8 months
NCB: 1 Year RS50 carried
Postcode: AB42
Points: None
Claims/Accidents: None
Security: None
Mileage: ~10K, Needs Changed.
Mods Declared: Nope
Parked: In Secure Warehouse/Workshop, Brick Walls, Alarms, Latches, Double Locking ect.

£365 TPO, +£64 to add second bike, Ebike.

Due to renew in june but last years was..

Bike: Suzuki GSX1300R Hayabusa Stealth 2004
Licence Held: 6 ish years
Age: 27
No claims: 2
Accidents: 50/50 3 years previous (bloody robbery)
Miles: up to 5k
Security: Alarmed, immobilised, datatagged etc
Kept: Garage

Last year was £600 fully comp with performance direct. Preliminary quotes with me having another years NCB and having owned the bike for a year without incident is between £380 and £450 FC. I used to pay nearly the same for my 636

bike: Yamaha FZ1 2006
age: 26 y/o
licence: 8 years
NCB: 8 years
Postcode: Blacklisted Manchester
Points: None
Claims/Accidents: None
Security: Chain, Alarm
Mileage: 5k
Mods Declared: All (and there are quite a few)
Parked: Secure garage

£375 Fully Comp, Protected NCB can't remember with who though

bike: SV650S 2001
age: 19
licence: 18 months
NCB: 1 year
Postcode: Cambridge
Points: None
Claims/Accidents: None
Security: none
Mileage: 20k
Mods Declared: All (gsxr front end, headlight upgrade, ohlins shock, bellypan etc)
Parked: Secure shed

£420 TPFT through MCE.

bike: 1998 VFR800Fi
age: 31
licence: 3 years
NCB: 5 years
Postcode: a 'Band G' risk area.
Points: 6 declared, all spent
Claims/Accidents: 1 declared, Oct 2004, cost 1200, fault
Security: none
Mileage: 40K on bike, insured for 6K pa
Mods Declared: None
Parked: House

£140 FC

bike: K6 SV650 Sport (on 07 plate)
age: 38 year old
licence: 11 years
NCB: 7 years
Postcode: BL9
Points: 0
Claims/Accidents: None
Security: Meta alarm
Mileage: 4000 pa
Mods Declared: Scorpion carbon can
Parked: Shed (although to avoid any potential problems I've declared it as 'off street'. That way they can't claim I told them it was in a garage)

£120 with Carole Nash - Full breakdown, European cover, no pillion cover.

bike: 2008 Aprilia Tuono R 1000cc
age: 24
licence: 6 years
NCB: 5 yrs protected
Postcode: Ipswich
Points: 3
Claims/Accidents: Rear Ended In Car... And currently claiming 2ks worth of own fault accident.
Security: S4 Red Alarm
Mileage: Unlimited
Mods Declared: Exhausts and Map2
Parked: Drive

Price: £330 Fully Comp

[Dave20046]

Bike: 1999 SV650x
Age: 18 years old
Licence: under a year
NCB: 2
Postcode: sheffield
Points: None
Claims/Accidents: None
Security: smar****er, Oxford monster chain and disck lock, immobiliser, garage.
Includes: Pillion cover and comuting, legal expenses etc
Excess: £350

£470 TPFT

Then I got stripped of my NCB because unbenknown to me a non fault claim had ****ed up so it went up by £100...then I had a claim so next years (with 1 year license held I'm expecting to be around £700-£800