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Old 14-03-07, 10:50 PM   #1
kwak zzr
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Default what is it with insurance excess?

after my bump my excess has gone to £500!!!!!!!!!!!!!!!!! this is with the cheapest company i can find BENNETTS. The excess only comes down if i pay loads more for the insurance so what do you do? pay more for the policy or accept high excess?
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Old 14-03-07, 11:13 PM   #2
squirrel_hunter
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Default Re: what is it with insurance excess?

I've always gone for the higher excess and a cheaper policy.

The excess is there to discourage you from making a claim rendering having the insurance pointless. If you make a claim insurance will cost you more. If you don't make a claim your insurance will cost you more. And people wonder why there are so many uninsured drivers out there...
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