View Full Version : Gripe of the day - What is yours?
Craig380
05-12-20, 09:47 AM
Thalidomide was indeed a tragedy, I was growing up at the time when the scandal was in the news. Oddly, it's now used as a cancer treatment (and is very effective for some cancers) as one of its effects is helping the immune system identify and kill cancer cells.
But I'm sure the vaccine will be fine, nothing like the intro to 'I Am Legend' could actually happen in real life ....
Spam! I have several email accounts and the spam filters are good at isolating them but I've noticed a recent uptick in the amount I'm getting. It seems to fall into two categories 1) The BDO bank warning me that my account is about to be suspended (it's a bank in the Philippines - a place I've never been and never held a bank account) 2) I have (apparently) been awarded £7426 (or similar) in bitcoins.
Adam Ef
06-12-20, 11:30 AM
I'd agree with that. Also spam texts to my phone and worse still, loads of calls. To the point where I've started ignoring unknown numbers and have ended up missing a couple of genuine important calls.
R1ffR4ff
06-12-20, 11:55 AM
I get very few of these scam calls/Text etc and I put it down to registering my phone numbers with the free TPS (Telephone Preference Service) but this service does not block International calls,
https://www.tpsonline.org.uk/tps/index.html
So.........
You can block most calls on Android using this information,
https://tunecomp.net/block-calls-from-strangers-on-android-ban-numbers-not-in-contacts/
There are plenty of Call blockers on the Playstore for Android and on the Apple store.
I use,"Should I Answer" which has a large database of bad numbers and no Ads/Nags unlike other Number Blockers and no registration required.
https://www.shouldianswer.co.uk
There's more useful information here,
https://epidev03.citizensadvice.org.uk/consumer/phone-internet-downloads-or-tv/stop-getting-nuisance-calls-and-texts/
HTH :)
Adam Ef
06-12-20, 12:02 PM
I've been registered with the TPS for a few years. hasn't stopped the calls. Most say they come from a UK city but think it's just a cover for an international location.
R1ffR4ff
06-12-20, 12:09 PM
I've been registered with the TPS for a few years. hasn't stopped the calls. Most say they come from a UK city but think it's just a cover for an international location.
Try,"Should I Answer".
I get so few I think they don't like me any more :smt026
BoltonSte
06-12-20, 01:33 PM
This is a gripe/observation of the day . . .
For those who want to get the Vaccine, are you aware the Government has indemnified Pfizer against being sued - for me, that's a sign of lack of confidence about its success rate and potential safety.
Docs link (https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/940565/Information_for_Healthcare_Professionals_on_Pfizer _BioNTech_COVID-19_vaccine.pdf?fbclid=IwAR1GWyq3_HKTX2p52rIU_xbwDQ Fy0b4lgD7M67bgQ0WEXDjNZuQWBWtcT_o)
Have they? I may be wrong here, I thought there was already an EU directive that protected pharmaceuticals if they released an unlicensed drug to use if they needed it, such as in a pandemic. Isn't it linked to the EU rules that the Gov used to get the vaccine through quickly in the first place (as opposed to Brexit being the reason it became available so quickly).
svenrico
07-12-20, 12:38 AM
Seeing the scenes of recent crowds in Nottingham and London on tv news today we are going to be subject to covid restrictions for a while yet.
I saw the Christmas market in Nottingham and was surprised that it was allowed to go ahead in a tier 3 area in the first place.
shiftin_gear98
07-12-20, 10:01 AM
Muppets - Unfortunately the world is full of them.
Covid has finally reached me in deepest darkest Essex. Yesterday my eldest sons school (JF - Newport) messaged on their school app that there have been 3 confirmed cases of Covid at school.
Two in my sons year. He now has to quarantine at home for two weeks as he "could" have been in contact. Which means he misses the end of the year, something he's actually gutted about.
And now this morning my other two's school has just said Reception, Yr 3 and Yr 5 have to quarantine.
Mine are Yr 2 and Yr 6. I can't imagine it'll be long before they are off too. It's a tiny school, only one class a year.
Looks like I might get Christmas at home at this rate. (Yay) - Although I'll have to deal with a ****ed off wife.
Dave20046
07-12-20, 10:14 AM
Looks like I might get Christmas at home at this rate. (Yay) - Although I'll have to deal with a ****ed off wife.
Don't forget the inlaws :smt050
Luckypants
07-12-20, 10:29 AM
My gripe is broadband going off at 6:40am yesterday and no help from Vodafone yet. So I'm WFH using my phone as a hotspot and have had to buy a data upgrade. Vodafone are saying up to 72 hours to get a response from third line.
None of this is ideal WFH in a new job.
Having another gripe about this as still not fixed. Just a place to vent really after an hour on the phone with Vodafone (mainly on hold obvs.) and no further forward. Everyone seems to "definitely understand" and "knows I'm frustrated" but no one has taken ownership and actually fixed my issue. I discovered on Friday, some twonk had closed my original problem record without explanation.
The call to their customer complaint line was a waste of time. Pretty sure no actual complaint was logged, just got passed (eventually) to the poor girl I'd been giving a hard time to 30 minutes earlier! Of course there was "no update from third line team".....
:rant::rant:
garynortheast
07-12-20, 11:24 AM
I used to have Vodafone as a mobile provider and I always found their customer service to be as useful as a turd in a teapot (©g.northeast2020), although to be fair most of the others are nearly as bad.
I saw the Christmas market in Nottingham and was surprised that it was allowed to go ahead in a tier 3 area in the first place.
Not any more in Nottingham, it was closed due to too many people going and ignoring Social Distancing. You would think they'd have a maximum person count and queue people in/out to ensure this doesn't happen . . .
Having another gripe about this as still not fixed. Just a place to vent really after an hour on the phone with Vodafone (mainly on hold obvs.) and no further forward. Everyone seems to "definitely understand" and "knows I'm frustrated" but no one has taken ownership and actually fixed my issue. I discovered on Friday, some twonk had closed my original problem record without explanation.
The call to their customer complaint line was a waste of time. Pretty sure no actual complaint was logged, just got passed (eventually) to the poor girl I'd been giving a hard time to 30 minutes earlier! Of course there was "no update from third line team".....
:rant::rant:
I used to have Vodafone as a mobile provider and I always found their customer service to be as useful as a turd in a teapot (©g.northeast2020), although to be fair most of the others are nearly as bad.
I agree.
I was with Vodafone (mobile, and mobile broadband) years ago and they were ****e. Couldn't even get hold of them to pay a bill....
Plusnet were just as bad (3-4 years ago) on customer service. Took over an hour of phoning everyday for 2 weeks trying to get hold of someone to report a fault. Then took 2 weeks to send an engineer out to deal with a network fault between the cabinet and our house. Kept using the 'if its in the house we'll charge you threat to not send someone out. But we tested all sockets in the house and they were all good.
EE mobile phone these days; wouldn't use anyone else.
TalkTalk for broadband.
shiftin_gear98
07-12-20, 03:46 PM
All 3 skids are now in quarantine!! That was quicker than I expected.
shiftin_gear98
07-12-20, 03:49 PM
I'm with Virgin mobile, they are proper **** to get hold of.
My kids are on Sky mobile, and so far they are really good. When I can be arsed to swap over I'll be joining Sky too.
Then we can all share data.
Adam Ef
07-12-20, 04:23 PM
My brother had a complaint with Vodafone. He told their customer support line person that he'd be leaving if it wasn't sorted. They actually told him that it wouldn't make much difference to them as they have thousands of other customers. He cancelled his contract. I did too and would never go back to Vodafone.
svenrico
07-12-20, 06:15 PM
Not any more in Nottingham, it was closed due to too many people going and ignoring Social Distancing. You would think they'd have a maximum person count and queue people in/out to ensure this doesn't happen . . .
You would think by now people wouldn't be so stupid and gather in large crowds anyway. What does it take to get through to some people ?!
I have 2 elderly sisters in a care home and have just been informed one has caught covid.
My brother had a complaint with Vodafone. He told their customer support line person that he'd be leaving if it wasn't sorted. They actually told him that it wouldn't make much difference to them as they have thousands of other customers. He cancelled his contract. I did too and would never go back to Vodafone.
Loyalty means nothing to them either. I had been with them for 5 years or so at the time and it was upgrade time and I wanted the new Sony Erricsson C905 but they said I didn't speand enough with them and wouldn't upgrade me. They didn't seem overly fussed so I left and got the same phone and better contract for less with another network. Last time I bought my phone outright and just get a sim only deal and I'm currently with Tesco Mobile.
Sir Trev
07-12-20, 06:56 PM
.... it was upgrade time and I wanted the new Sony Erricsson C905 but they said I didn't spend enough with them and wouldn't upgrade me.
That sounds so familiar. I wanted to upgrade to a Nokia 6310i like the one I had at the time for work but Vodafone refused to let me. Asked O2 and they said yes so off I went. I too now buy my handsets outright and use sim-only deals. The family plan we have with BT is very good value as we're phone/broadband customers already.
Sir Trev
07-12-20, 07:10 PM
Don't get me started about crowds. We went to Brighton at the weekend to see The Monkey for the first time in ages. Our hotel was thankfully almost deserted which was great and her local were being really strict about serving drinks only with food (we had lunch there, really nice it was) but several other places were just taking the p and were rammed without a sandwich in sight. Had to walk past one particular bar between her flat and the hotel as we headed off to sleep off our beer and pizza and none of the yoof packed into the outdoor patio area shoulder to shoulder was masked up or eating anything, let alone something "substantial". I had to walk round them on the very busy road too which annoyed me even more. Idiots like that are causing the lockdowns, which they're ignoring...
Challenge any of them and they scoff that "99.7% of people recover with no ill effects" because they've heard some other ill-informed moron parrot it from some badly researched anti-vax website. Tell that to the relatives of the tens of thousands of people who've died, the over-stretched front line workers in the NHS giving their all at great personal risk to keep people alive on ventilators, and the hundreds of thousands of people still suffering with Long Covid symptoms months after they caught it from selfish cretins who don't care about anyone but themselves. [/rant]
chris8886
07-12-20, 10:20 PM
Loyalty means nothing to them either. I had been with them for 5 years or so at the time and it was upgrade time and I wanted the new Sony Erricsson C905 but they said I didn't speand enough with them and wouldn't upgrade me. They didn't seem overly fussed so I left and got the same phone and better contract for less with another network. Last time I bought my phone outright and just get a sim only deal and I'm currently with Tesco Mobile.
Have only ever been with O2 (from the days when they were BT cellnet), when I rang up to talk about my contract last month the guy I spoke to couldn't be more helpful. Reduced my monthly bill and got me the phone I wanted for less than I would have got it buying it outright elsewhere. Which is what I was going to do....
It hasn't always been that good every time, but generally speaking they have been pretty decent to me.
svenrico
08-12-20, 08:18 PM
I just have pay as you go basic mobile and I was with Orange but changed to O2 because their cost per minute for calls was a fraction of Orange charges.
svenrico
08-12-20, 08:23 PM
Don't get me started about crowds. We went to Brighton at the weekend to see The Monkey for the first time in ages. Our hotel was thankfully almost deserted which was great and her local were being really strict about serving drinks only with food (we had lunch there, really nice it was) but several other places were just taking the p and were rammed without a sandwich in sight. Had to walk past one particular bar between her flat and the hotel as we headed off to sleep off our beer and pizza and none of the yoof packed into the outdoor patio area shoulder to shoulder was masked up or eating anything, let alone something "substantial". I had to walk round them on the very busy road too which annoyed me even more. Idiots like that are causing the lockdowns, which they're ignoring...
Challenge any of them and they scoff that "99.7% of people recover with no ill effects" because they've heard some other ill-informed moron parrot it from some badly researched anti-vax website. Tell that to the relatives of the tens of thousands of people who've died, the over-stretched front line workers in the NHS giving their all at great personal risk to keep people alive on ventilators, and the hundreds of thousands of people still suffering with Long Covid symptoms months after they caught it from selfish cretins who don't care about anyone but themselves. [/rant]
Agree completely. They should have special police squads going in among big crowds telling people to go home while beating them with long sticks like they do in India !
Agree completely. They should have special police squads going in among big crowds telling people to go home while beating them with long sticks like they do in India !A water canon..... not much fun getting soaked in December ;)
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Dave20046
08-12-20, 09:41 PM
Have only ever been with O2 (from the days when they were BT cellnet), when I rang up to talk about my contract last month the guy I spoke to couldn't be more helpful. Reduced my monthly bill and got me the phone I wanted for less than I would have got it buying it outright elsewhere. Which is what I was going to do....
It hasn't always been that good every time, but generally speaking they have been pretty decent to me.
And weirdly the BT cellnet that has now re-emerged (most pensioners and supermarket fanatics have phones provided by them) is owned by Voda(phone).
To be honest they're all terrible support wise (you got a sales person Chris, that quick change he did you probably transferred you onto his commission roll...or maybe he's a very helpful kind hearted bloke :albino:)
Business to business is even worse, you can spend thousands a month and you still deal with a bunch of listless twonks - I think they all must be manned exclusively by shiftworker/call centre regiments , there seems to be no accountability...or care .
chris8886
08-12-20, 11:24 PM
You're right, I reckon I almost certainly did, but there was also some kind heartedness in their too. Just makes you wonder why everyone can't be like that!
shiftin_gear98
10-12-20, 10:28 AM
Well today could have started better.
I have ruptured the ligament that holds my clavical to my shoulder. And my bike is ****ed.
Not great. To add insult to injury. They have discharged me with a sling a packet of codine and an appointment to see a specialist on the 17th. **** knows how I am going to do anything till then. Any movement of my left arm is excruciating. I'm sure they don't know the best way to fix it.
The car in front of me panic braked, he says something was in the road. I touched my brakes and the bike washed out from under me. The road was super slick. We were doing 40 in a 50.
Ride safe folks, it hurts like buggery when it goes wrong.
I might not be getting back on a bike again.
https://flic.kr/p/2kficpY
DarrenSV650S
10-12-20, 11:14 AM
Ffs mate, bad time for something like that to happen. Hopefully it isn't too long a recovery
Dave20046
10-12-20, 11:35 AM
Well today could have started better.
I have ruptured the ligament that holds my clavical to my shoulder. And my bike is ****ed.
Not great. To add insult to injury. They have discharged me with a sling a packet of codine and an appointment to see a specialist on the 17th. **** knows how I am going to do anything till then. Any movement of my left arm is excruciating. I'm sure they don't know the best way to fix it.
The car in front of me panic braked, he says something was in the road. I touched my brakes and the bike washed out from under me. The road was super slick. We were doing 40 in a 50.
Ride safe folks, it hurts like buggery when it goes wrong.
I might not be getting back on a bike again.
https://flic.kr/p/2kficpY
That's **** mate. GWS
Did he brake check you or was he genuine/clueless?
Grant66
10-12-20, 11:47 AM
That's pretty ****. Hope you heal quickly.
Shoulder injuries are slow to heal, still suffering a bit of pain from the incident in 2018 but that could just be because I'm old.
The NHS physio is poor and stops before it's of any benefit. Get yourself some additional private treatment, it's not cheap though.
GWS
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R1ffR4ff
10-12-20, 11:51 AM
Well today could have started better.
I have ruptured the ligament that holds my clavical to my shoulder. And my bike is ****ed.
Not great. To add insult to injury. They have discharged me with a sling a packet of codine and an appointment to see a specialist on the 17th. **** knows how I am going to do anything till then. Any movement of my left arm is excruciating. I'm sure they don't know the best way to fix it.
The car in front of me panic braked, he says something was in the road. I touched my brakes and the bike washed out from under me. The road was super slick. We were doing 40 in a 50.
Ride safe folks, it hurts like buggery when it goes wrong.
I might not be getting back on a bike again.
https://flic.kr/p/2kficpY
Chin up and hope you get better and don't let it put you off riding. I hate this time of year because our roads always seem slick so I double my,"Bubble" in traffic e.g ride as if it was raining :/
garynortheast
10-12-20, 01:14 PM
Well today could have started better.
I have ruptured the ligament that holds my clavical to my shoulder. And my bike is ****ed.
Not great. To add insult to injury. They have discharged me with a sling a packet of codine and an appointment to see a specialist on the 17th. **** knows how I am going to do anything till then. Any movement of my left arm is excruciating. I'm sure they don't know the best way to fix it.
The car in front of me panic braked, he says something was in the road. I touched my brakes and the bike washed out from under me. The road was super slick. We were doing 40 in a 50.
Ride safe folks, it hurts like buggery when it goes wrong.
I might not be getting back on a bike again.
https://flic.kr/p/2kficpY
Bloody hell Martin! That’s not good news at all. Don’t know what to say except that you must allow the full time to heal up, trying to do too much, too soon will just lay in trouble for the future. The bike can be mended again once you are fit enough to do it, and you will ride again. It just seems a bit bleak and unlikely at this point, but you’ll get there and back on two wheels.
You need to get sorted anyway, in time for the possibility of either another BPW, or, if the chat comes to anything, an AR.
Hope you can get through the next few days and the pain settles down to a manageable level quickly. GWS matey.
Sorry to hear that Martin. I hope you mend quickly.
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shiftin_gear98
10-12-20, 06:06 PM
Thank you everyone. Today has been a bit of a **** one. Hopefully tomorrow is better.
Craig380
10-12-20, 07:04 PM
Oooof, sorry to hear that, hope you mend quickly.
I wrote my K6 off on a patch of diesel while braking lightly at 45mph in a straight line to slow down for a junction back in Feb 19. The road was a little damp but not really wet, but it was just damp enough to conceal the patch of diesel which was literally 12" wide and about 3 or 4 feet long. Bike went from under me like it had been hit by a missile. That's why I replaced it with a Gen 3 with ABS.
Sir Trev
10-12-20, 07:42 PM
GWS SG. Sounds like a good excuse to take it very easy at this hectic time of year, although I would not wish it on anyone.
Geodude
11-12-20, 07:05 AM
GWS SG. Sounds like a good excuse to take it very easy at this hectic time of year, although I would not wish it on anyone.
+1 Ouch
svenrico
12-12-20, 01:35 AM
Best staying off the bike at the moment I think. Hope the injury heals ok. Broken bones take about 6 weeks don't they.
shiftin_gear98
12-12-20, 08:39 AM
I wish it was a broken bone. Then they would have put a cast on it and it'd have started to heal. I have severed the ligament that holds my clavical to my shoulder. So far they have done nothing to help fix anything.
And to make the whole situation even more screwed.
My kids have all been isolating from school since Monday. My middle one developed a temperature Thursday night. Same day as my off. So my missus booked him a test yesterday morning.
This morning we got the result back. POSITIVE!!! That's me well and truly ****ed. As now I can't leave the house for another 12 days. My appointment with the specialist is in 5!!
Bugger.
Dave20046
12-12-20, 09:21 AM
Shifting gear, that’s ****e. Don’t suppose anything can be done over FaceTime ? You’d think they’ve seen an injury like that before so could keep things moving along by booking in your next apt off a phone consultation
My gripe is slightly less serious . Had a dream I resprayed my SV and I didn’t bother keying it in . Woke up furious with myself, still mad at lazy dream me now.
Dave20046
12-12-20, 09:24 AM
Just seen this headline:
The parents taking children out of school now to avoid self-isolating over Christmas
'After how awful this year has been we just couldn't bear the thought of being in isolation over Christmas,' said one mother
Sir Trev
12-12-20, 03:56 PM
Just seen this headline:
The parents taking children out of school now to avoid self-isolating over Christmas
'After how awful this year has been we just couldn't bear the thought of being in isolation over Christmas,' said one mother
Part of me thinks people like this are selfish for putting their own enjoyment of Chrimbo before their kid's long term education, but then part of me cannot really blame them after such a rubbish year. Personally I'm avoiding everyone I can so I am not struck down before going down to Brighton on Saturday to pick up The Monkey who's spending two weeks at home with us (she's isolating too in preparation bless her). Schools are terrible for spreading the plague - one of my project managers is now in isolation after his 11 year old tested positive on Thursday following some of her class mates going down with it.
Part of me thinks people like this are selfish for putting their own enjoyment of Chrimbo before their kid's long term education, but then part of me cannot really blame them after such a rubbish year. Personally I'm avoiding everyone I can so I am not struck down before going down to Brighton on Saturday to pick up The Monkey who's spending two weeks at home with us (she's isolating too in preparation bless her). Schools are terrible for spreading the plague - one of my project managers is now in isolation after his 11 year old tested positive on Thursday following some of her class mates going down with it.
Everywhere they kept open has been a hub for it spreading, as they are all places in which people spend all day and people from more than a few house holds are mixing.
For the younger kids i think they should be in the classroom, but for the older ones who could do it remotely that's how it should be - or at least there should be rotations between remote learning & attending class.
svenrico
12-12-20, 07:37 PM
I wish it was a broken bone. Then they would have put a cast on it and it'd have started to heal. I have severed the ligament that holds my clavical to my shoulder. So far they have done nothing to help fix anything.
And to make the whole situation even more screwed.
My kids have all been isolating from school since Monday. My middle one developed a temperature Thursday night. Same day as my off. So my missus booked him a test yesterday morning.
This morning we got the result back. POSITIVE!!! That's me well and truly ****ed. As now I can't leave the house for another 12 days. My appointment with the specialist is in 5!!
Bugger.
Really bad luck. I tore a ligament in my leg years ago falling into a foundation trench and that was painful. I don't remember the doctor doing anything about it , just takes time to heal.
People who still don't keep their distance in public. I was queueing to go in to a shop and an older lady (certainly 60+) stood close behind me (less than 1M). I nudge myself forward to increase the gap, and she follows. I turn around and tell her i am moving forward to keep my distance - please step back. She responds with "oh, sorry. i didn't realise". Moron. I resisted ranting back at her about all these signs which were everywhere reminding you to keep your distance, & asking WTF she had been doing the past 9 months when in public spaces.
How do these people still walk among us and be so far removed from how to behave,
Luckypants
12-12-20, 08:10 PM
The level of ****wittery since lockdown has been astounding.
The level of ****wittery since lockdown has been astounding.
it has more than likely always existed, it is just more apparent now!
garynortheast
12-12-20, 10:45 PM
I wish it was a broken bone. Then they would have put a cast on it and it'd have started to heal. I have severed the ligament that holds my clavical to my shoulder. So far they have done nothing to help fix anything.
And to make the whole situation even more screwed.
My kids have all been isolating from school since Monday. My middle one developed a temperature Thursday night. Same day as my off. So my missus booked him a test yesterday morning.
This morning we got the result back. POSITIVE!!! That's me well and truly ****ed. As now I can't leave the house for another 12 days. My appointment with the specialist is in 5!!
Bugger.
Strewth Martin! As they say, "It never rains but it pours". Hope this is just life's way of getting all the crap over and done with in one go and you have an easier ride for next year!
Chris_SVS
13-12-20, 01:27 AM
Just done an hourly check call and got comfy again, hear a familiar noise outside (an Audi). The oncall rota are coming in, no Z's for a while
Adam Ef
13-12-20, 10:56 AM
Insurance again. Got a quote that was ok a week or so ago. Went to go through with it and it's expired, so requoted (through MCN compare again). Every quote from every company has gone up £100. Why? My details, bike details etc are exactly the same as the previous quote? Shows how weird the way they calculate insurance is and how it doesn't necessarily relate to the details they get from you. Something else is at play?
Insurance again. Got a quote that was ok a week or so ago. Went to go through with it and it's expired, so requoted (through MCN compare again). Every quote from every company has gone up £100. Why? My details, bike details etc are exactly the same as the previous quote? Shows how weird the way they calculate insurance is and how it doesn't necessarily relate to the details they get from you. Something else is at play?
They're probably going to blame Brexit for yet another ridiculous price hike.
Adam Ef
13-12-20, 10:59 AM
I wish it was a broken bone. Then they would have put a cast on it and it'd have started to heal. I have severed the ligament that holds my clavical to my shoulder. So far they have done nothing to help fix anything.
And to make the whole situation even more screwed.
My kids have all been isolating from school since Monday. My middle one developed a temperature Thursday night. Same day as my off. So my missus booked him a test yesterday morning.
This morning we got the result back. POSITIVE!!! That's me well and truly ****ed. As now I can't leave the house for another 12 days. My appointment with the specialist is in 5!!
Bugger.
Ditto what Gary said. Hope this is all your bad crap out of the way at once and you have a good year ahead and a speedy recovery! Take it easy. At least the weather is crap and it's the best time of year to stay indoors. Not much consolation though I know.
Adam Ef
13-12-20, 11:00 AM
They're probably going to blame Brent.
? Brent the place?
Insurance again. Got a quote that was ok a week or so ago. Went to go through with it and it's expired, so requoted (through MCN compare again). Every quote from every company has gone up £100. Why? My details, bike details etc are exactly the same as the previous quote? Shows how weird the way they calculate insurance is and how it doesn't necessarily relate to the details they get from you. Something else is at play?
Check the latest figures in your area for insurance claims, and the risk level your postcode is in.
Most the cost is not related to you, but your vehicle and local area + claims.
http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html
Check the latest figures in your area for insurance claims, and the risk level your postcode is in.
Most the cost is not related to you, but your vehicle and local area + claims.
http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.htmlClear your browser cache of cookies, sometimes helps.
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Adam Ef
13-12-20, 02:56 PM
Tried the same details again today and got quotes £45 less than yesterday. Still more expesive than the previous ones. Could it be based on when you apply for it? Saturday evening applications they think they can charge more? Wouldn't surprise me.
Adam Ef
13-12-20, 02:59 PM
I wasn't aware of that . We're in an "A" area. So rated as very safe.
All quotes I'm getting are based on the same details (same location, garaged, my status etc) though and the prices keep changing.
Grant66
13-12-20, 03:08 PM
Time of day, day of inquiry, time to start of policy, cookies and comparison site used all make a difference. Shouldn't, as it has no affect on risk, but does.
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https://www.moneysavingexpert.com/news/2018/07/revealed-the-best-day-to-buy-car-insurance-to-slash-costs-by-100s/
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Time of day, day of inquiry, time to start of policy, cookies and comparison site used all make a difference. Shouldn't, as it has no affect on risk, but does.
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And how close you are to the renewal date as well; chance you are desperate and just want a policy . . .
Also, don't keep checking day to day as this will hit the cookie analytics and show them you are interested; giving them idea that you're interested and not to drop the price.
The best way is on the phone to these companies and barter. That's the only way i've had cheaper policies - i now use a local insurance broker as they contact the underwriters directly and can have the conversations.
svenrico
13-12-20, 05:01 PM
And how close you are to the renewal date as well; chance you are desperate and just want a policy . . .
Also, don't keep checking day to day as this will hit the cookie analytics and show them you are interested; giving them idea that you're interested and not to drop the price.
The best way is on the phone to these companies and barter. That's the only way i've had cheaper policies - i now use a local insurance broker as they contact the underwriters directly and can have the conversations.
I use local broker for car insurance and ,when it comes to renewal, premium from insurance company I have been with works out more expensive than a new company the broker recommends ! Also depends which way the wind is blowing when you ask for a quotation !
GWS Martin... bike + winter is never a good combination.
Adam Ef
13-12-20, 05:29 PM
I've tried the date change to 21 days ahead thing and it reduces it by a whopping £5. I can imagine that has more effect on car insurance where people are more often likely to be reliant on their cars for transport. The biggest change so far is the time of day. Yesterday evening was £50 more than this morning for the exact same info inputted into the quote.
I know that home insurance gets cheaper if the complicated network of data (store cards, apps, cookies, credit history all linked) they have on you shows you've bought fresh herbs at a supermarket in recent weeks before a quote. Apparently as the sort of person who prepares fresh food has also correlated with being more motivated to sort home problems themselves rather than ever claim on home insurance.
I'm going to try quotes at different times on different browsers and see if it gets down to near what the first quote was.
I would simply call one of them, and haggle. That's the way you'll get money off. The comparison sites will only give you the price they set it to - which won't be the best rate possible as they want to maximise margin and most people will buy at screen price.
Dave20046
13-12-20, 06:57 PM
I got vigorously ploughed from behind earlier. In the car this is, I’ve got whiplash and unbelievably there is no visible damage to my car so I had no intention on notifying the scum cartel - however my old man’s got me paranoid they may have wrecked the crumple zone under the bumper and if I get hit again it won’t do as good a job . I’m not up on cars, what do we think orgo’s?it was a 40 zone she braked about 2 metres away (watched her bonnet dive) from me so probably hit about 30mph.
If it’s a risk I might ask her if she want to pay to get it checked or go via insurance to
Cover the check/repairs
Dave20046
13-12-20, 06:58 PM
I would simply call one of them, and haggle. That's the way you'll get money off. The comparison sites will only give you the price they set it to - which won't be the best rate possible as they want to maximise margin and most people will buy at screen price.
This is correct , I rarely check comparison sites but did this year and they were £200 more expensive on car than what I’d lined up on the phone
SV650rules
13-12-20, 07:14 PM
I got vigorously ploughed from behind earlier. In the car this is, I’ve got whiplash and unbelievably there is no visible damage to my car so I had no intention on notifying the scum cartel - however my old man’s got me paranoid they may have wrecked the crumple zone under the bumper and if I get hit again it won’t do as good a job . I’m not up on cars, what do we think orgo’s?it was a 40 zone she braked about 2 metres away (watched her bonnet dive) from me so probably hit about 30mph.
If it’s a risk I might ask her if she want to pay to get it checked or go via insurance to
Cover the check/repairs
Do the rear door gaps look ok and do doors and tailgate / boot open and lock ok ? Some damage can be hidden but floor of boot may be rippled. I know your no claims may be affected even in strong no fault claim, seems silly but it happens.
Making a claim will cover you against any future effects of whiplash. Too many people messing with phones on the road these days and too many distractions with touch screens in vehicles, they may check her phone records to see if she was on phone at time of crash.
I got vigorously ploughed from behind earlier. In the car this is, I’ve got whiplash and unbelievably there is no visible damage to my car so I had no intention on notifying the scum cartel - however my old man’s got me paranoid they may have wrecked the crumple zone under the bumper and if I get hit again it won’t do as good a job . I’m not up on cars, what do we think orgo’s?it was a 40 zone she braked about 2 metres away (watched her bonnet dive) from me so probably hit about 30mph.
If it’s a risk I might ask her if she want to pay to get it checked or go via insurance to
Cover the check/repairs
never ever never NEVER let someone pay for the damage outwith insurance. if they hit your back end then its their fault. ALWAYS go through insurance.
punyXpress
13-12-20, 07:52 PM
https://www.moneysavingexpert.com/news/2018/07/revealed-the-best-day-to-buy-car-insurance-to-slash-costs-by-100s/
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From 27 March 2012:
" Postage Stamps go up a humungous amount & new ones must be used from April 30th. Second: 36 to 50p, First: 46 to 60p.
Never mind buying ISAs, go to the Post Office & get as many first & second class stamps as you can afford, although I bet there's a ' shortage ' any time soon. "
Rates have changed but principle's the same!
Sir Trev
13-12-20, 08:26 PM
never ever never NEVER let someone pay for the damage outwith insurance. if they hit your back end then its their fault. ALWAYS go through insurance.
This. Every time on both counts. Don't accept the other party's offer to pay cash and definitely report it. You will have a minor premium uplift for no-fault but they will have a worse one, so make them pay. Plus, if you do find in a day or so your health deteriorates you have it on record why and you should be able to make a claim for damages if needed. And yes, your car may be structurally damaged under the skin so let your insurer take it and sort it. It may be nothing but peace of mind means a LOT!
redtrummy
13-12-20, 08:27 PM
Originally Posted by Dave20046 https://forums.sv650.org/images/ca_morpheus_gray/buttons/viewpost.gif (https://forums.sv650.org/showthread.php?p=3123317#post3123317)
'I got vigorously ploughed from behind earlier. In the car this is, I’ve got whiplash and unbelievably there is no visible damage to my car so I had no intention on notifying the scum cartel - however my old man’s got me paranoid they may have wrecked the crumple zone under the bumper and if I get hit again it won’t do as good a job . I’m not up on cars, what do we think orgo’s?it was a 40 zone she braked about 2 metres away (watched her bonnet dive) from me so probably hit about 30mph.
If it’s a risk I might ask her if she want to pay to get it checked or go via insurance to
Cover the check/repairs.'
Was the hit 'square on' ? If more to one side then if as SV650 states re doors and boot gaps look ok then why not measure corner to corner diagonally? - both should be about the same obviously.
But if the hit was on the plastic bumper and that looks ok then you are probably ok
Another thing worth checking is the gap between wheel arch and tyre, again should be the same both sides.
A good body shop would check it out as you say but if the above all look ok personally I would let it go. But then I like an easy life.
You pays your money and you takes your choice however if you are injured and have suffered whiplash that may be a greater consideration. Injuries can take time to recover and if it means loss of work/mobility you should be compensated.
The few bumps I have had the insurance companies invariably seem to open with a 50 - 50 gambit
Dave20046
13-12-20, 08:39 PM
Cheers folks. Tailgate mech opens and closes fine, I did initially think the rear arches looked a bit low but thought my imagination. I do hate insurers and love that my bike insurance is £80 a year , but the more my neck’s clicking when I look up from my phone the more I think I probably should just lodge it with them .
It was square on, I saw her coming - when I saw her brake I thought this’ll be close and looked away for a sec expecting a minor shunt but looks like her abs was either off or didn’t kick in as it was a decent thwack. Know I’ve only got 24 hours to claim and reckon she may have notified her insurer despite what I said (she seemed very by the book and 100% more bothered by it than me) which I think will stitch me up if I don’t mention it.
Craig380
13-12-20, 10:18 PM
+1 on what Bibs said, do it through your insurance and stick to your guns that you were in no way at fault.
If they try and get you to accept split liability, tell them this and email them to this effect too: "I do not consent to you as my insurer accepting liability in any way, I find the other party wholly liable for the incident, and wish for you to pursue my lawful losses in full."
Insurers push for split liability because it saves them effort and money. But you don't have accept what they say. Remember that you pay your insurance for so they can defend you against any claim made against you, and so that they can claim on your behalf when you are the injured party.
Any advice they may give you about splitting liability is purely to save them money, so tell them you don't accept that advice and they need to do what you have paid them for.
Dave20046
13-12-20, 11:10 PM
Oh yes I’m wise to their split ****ery. Luckily I remembered to actually plug my dash cam in and it’s very apparent it’s her fault so no way of claiming I slammed on my anchors or any of that stuff.
She’s just text me saying she doesn’t want to go through insurance but the more I think about it I need to, if my car gets checked this week I’ll have to taxi/ hire something for work while they have it unless I go to a super expensive courtesy car type place and they’ll no doubt find or make up an issue and then she will probably baulk at the cost
Adam Ef
14-12-20, 08:03 AM
Have you got her insurance details?
Dave20046
14-12-20, 09:09 AM
Have you got her insurance details?
Yeah I took everything and checked she was insured at the scene.
Wow I woke up stiff this morning :-dd
(not that it's anything compared to torn ligaments!)
Craig380
14-12-20, 09:37 AM
That's great news you had your dashcam on. Should shut the door on any attempted monkey business.
Grant66
14-12-20, 10:06 AM
Ditto with the dash cam. The other insurers admitted 100% liability on the same day they got the video [emoji3]
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SV650rules
14-12-20, 12:53 PM
Put the AL7 up on its ABBA stand in garage, topped fuel tank and put redex and sta-bil in the tank - no more riding till 'spring peeps over my window sill' - boo hooh
shiftin_gear98
14-12-20, 03:41 PM
Specialist appointment for this Thursday has just been cancelled. New appointment 29th Dec. 19 days after crash.
Joy.
Adam Ef
14-12-20, 06:36 PM
She’s just text me saying she doesn’t want to go through insurance ...she will probably baulk at the cost
Don't mess around. Keep it official. You may end up getting done over otherwise. People change their mind about things and try to wriggle out the further from the incident it gets, especially once the amount of cost is worked out.
She has essentially admitted liability by texting you and saying she wants to avoid her insurance. They won't be pleased with her trying to do that. If she is trying to avoid them then she won't have told them. They also won't be happy with that and it all counts in your favour. The 50/50 thing is a load of rubbish. Unfortunately for her if she's behind you then she's in the wrong.
I'd do it through insurance and keep it very logical. Avoid personal dealings or conversing with her. She may be decent about it, but the amount of times I've had people change tack days after incidents and I've been done over I wouldn't do anything outside insurance and official channels now.
svenrico
14-12-20, 09:57 PM
never ever never NEVER let someone pay for the damage outwith insurance. if they hit your back end then its their fault. ALWAYS go through insurance.
I agree with that. The other person's fault and their insurance should pay for the damage to your car. I got shunted from behind on my bike and the other driver immediately admitted liability and their insurance company soon contacted me to settle the matter, but I had already notified my insurance company to collect the bike so they dealt with it. Everything was fixed and I didn't have to pay anything.
ps I did think anyway if the other insurance company had dealt with the repairs they might try and skimp on the work !
Dave20046
14-12-20, 10:36 PM
I've notified insurance, woke up in the night with realll bad neck pain and it's getting worse. To be honest if I was convinced it cosmetic only and could see into the future that might neck will be fine in a month or so I'd put my concerns about what if she'd hit a more vulnerable road user to one side and skip the insurance. But you're all right, tis for the best that I engage with the forces of evil, alas. I also spoke to a girl at work after I notified insurance who's been off a lot recently - turns out it was coincidentally ongoing pain from a whiplash injury 6-12 months ago.
I'm a bit annoyed that I probably could have moved if I wasn't so complacent, I check the mirror when coming to a stop in these sorts of scenarios and initially thought 'she's not looking' then thought 'ah, she'll probably make it' and looked back at the road... looked back rear again and at that point realised she was not making it
Dave20046
14-12-20, 10:47 PM
https://vimeo.com/490942227
(https://vimeo.com/490942227)
Reckon it matters the timestamp is entirely wrong on the vid if needed?
svenrico
14-12-20, 10:59 PM
This. Every time on both counts. Don't accept the other party's offer to pay cash and definitely report it. You will have a minor premium uplift for no-fault but they will have a worse one, so make them pay. Plus, if you do find in a day or so your health deteriorates you have it on record why and you should be able to make a claim for damages if needed. And yes, your car may be structurally damaged under the skin so let your insurer take it and sort it. It may be nothing but peace of mind means a LOT!
How do we know if our premium is increased because of a 'no fault' claim ?
Dave20046
14-12-20, 11:06 PM
How do we know if our premium is increased because of a 'no fault' claim ?
The insurer told me it is when I notified them "you fall into that category now and we can't erase it from the systems"
Adam Ef
15-12-20, 08:02 AM
All the more reason to make a claim for your injuries too. I'm no fan of the insurance system (see my recent posts about van and bike insurance.. I'd put it somewhere on the list of legalised extortion systems) but it is a system and you need to use it now. When I got driven through by an elderly gentleman when cycling to school to get my kids my injury values were calculated by a list that insurance companies go by. Not being able to breath without pain for two months was worth £x.xx, loss of sleep due to agony was worth £x.xx etc. It was a surprisingly pitiful amount in the end. Your whiplash will be calculated and you need to claim it to cover your future premium increase I'm afraid. There's no other way you're getting that covered.
It's a crap system by we're legally obliged to buy into it and I'd make sure your insurance company gets to work on it now. Think of all the years you've paid them for nothing.
It will take time too so don't get frustrated by it. Keep in touch with them if it goes quiet but don't let it wind you up. It ruined a year of my life with stress leading to head problems for me. I had some PTSD mixed in with mine too though.
you only loose no claims if you claim on your fully comp insurance to have your vehicle fixed while the other parties insurance pays out. once the other party is deemed at fault then your no claims is re-instated. insurance companies cant increase your premium due to a no fault claim and if they mention that they will then also claim the excess from the other party at the time of payout.
do you have protected no claims? then all is well.
thats a good old shunt up the back in that video and i would be surprised if there was no damage.
svenrico
15-12-20, 04:44 PM
Just a comment regarding whether to notify your own insurance company ,aren't you supposed to notify your insurance company whether the other person admits liabilty or not, or whatever the other person's insurance company might say ?!
redtrummy
15-12-20, 06:11 PM
You are. But if its only a small knock and the other party admits liability then I would not.
The son was on the receiving end of a hit and run, no witness could quote the number plate of the culprit car. If he had claimed then his premium on renewal would have gone up considerably so he paid to get it fixed. I think that's what a lot do.
Dave20046
15-12-20, 11:04 PM
you only loose no claims if you claim on your fully comp insurance to have your vehicle fixed while the other parties insurance pays out. once the other party is deemed at fault then your no claims is re-instated. insurance companies cant increase your premium due to a no fault claim and if they mention that they will then also claim the excess from the other party at the time of payout.
do you have protected no claims? then all is well.
thats a good old shunt up the back in that video and i would be surprised if there was no damage.
I've read that they do (previously and again when checking - they also told me on the phone they do) it's all statistics, people involved in crashes (whether their fault or not) are more likely to be in crashes (I suppose often there's things people could have done to avoid the smash and if they're thick don't reflect on that...or just thick).
I'm now one of those people :smt019 First ever car knock and I've done hundreds of thousands of miles.
It's not as much as you announcing you've had a claim previously but it does affect their price generation as I understand it.
I do, 10yr+ NCD protected - but not sure it eats in that anyway as she's admitted liability
Dave20046
15-12-20, 11:14 PM
Just a comment regarding whether to notify your own insurance company ,aren't you supposed to notify your insurance company whether the other person admits liabilty or not, or whatever the other person's insurance company might say ?!
Yeah, so they can jack up your price
I don't actually know if it's the law that you do, I doubt it.
But if you want to claim you have to notify them 'as soon as possible' which defined in my Ts & C's was up to 24 hours
Grant66
16-12-20, 05:40 AM
I don't actually know if it's the law that you do, I doubt it.
Highway code rule 286 & RTA section 170
"if you do not give your name and address at the time of the collision, report it to the police as soon as reasonably practicable, and in any case within 24 hours."
It does also say you must report it to your insurance company, but that's not in bold.
https://www.highwaycodeuk.co.uk/answers/what-to-do-if-i-am-in-an-accident
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maviczap
16-12-20, 03:45 PM
After experiencing a work related dream where I was assisting in the arrest of someone, I fell out of bed, bashed my face on the bedside table and split my lip open.
Duvet cover covered in blood, and now a nice scab on my lip.
I can do without these kind of dreams ��
After experiencing a work related dream where I was assisting in the arrest of someone, I fell out of bed, bashed my face on the bedside table and split my lip open.
Duvet cover covered in blood, and now a nice scab on my lip.
I can do without these kind of dreams ��
..but did they get away?
maviczap
16-12-20, 04:27 PM
..but did they get away?
I don't know, which is equally frustrating
Sir Trev
16-12-20, 06:23 PM
You paint quite a picture there Mav, as well as painting the duvet by the sounds of it...
Gripe ... having to sit in traffic virtually stationary for 1hr 45mins for journey that normally takes 20mins! Nose to tail foreign lorries choking up the A2 from Lydden to Dover Port ��. Don't know whats going on but It's been like this for the past three days.
Really pain in the a#@e now especially after a 12hr day.
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